Orlando, FL
Collection Agencies & Collection Attorneys in Orlando
Are Orlando customers behind on invoices, or do you need to collect from a Orlando business or resident? We match creditors with vetted collection agencies and Florida-licensed collection attorneys that handle Orlando-area accounts. Free for creditors, no obligation.
Who's owed money in Orlando
Orlando's creditors include tourism and hospitality suppliers, convention and event vendors, simulation and defense-technology firms, construction and healthcare.
Which rules apply to Orlando accounts
Florida law applies. Consumer collection is governed by the FCCPA and OFR registration rules, and commercial collection agencies follow a separate framework.
| Florida general rule | Summary |
|---|---|
| Statute of limitations — written contracts | about 5 years |
| Statute of limitations — open accounts | about 4 years |
| State collection-agency license | Generally required (at least for consumer debt) |
Details and caveats are on our Florida collections page. Rules usually depend on where the debtor is located, so a Orlando creditor collecting from someone in another state may face that state's rules instead.
Where Orlando collection cases are filed
Claims are generally filed in Orange County Court or the Circuit Court of the Ninth Judicial Circuit, depending on the amount. Agencies don't file suits themselves. If litigation is needed, the account goes to a collection attorney admitted in Florida.
How placement works for Orlando accounts
- Tell us about the accounts: whether the debtors are businesses or consumers, the balances, how old they are and where the debtors are located.
- We match you: with agencies that collect in Florida and, if needed, Florida collection attorneys. B2B balances go to commercial specialists, and consumer or medical balances only to partners that represent they comply with the FDCPA, Regulation F and Florida law.
- You compare terms and decide: contingency rates, reporting and legal-forwarding terms, directly with the partner.
Before placing, try a final notice letter or a demand letter, and gather your documentation (see what to prepare).
Agency or attorney?
Most Orlando past-due accounts start with an agency: letters, calls, skip tracing and negotiated payment plans, usually on contingency. Larger, disputed or time-sensitive claims, and judgments that need enforcing, go to a collection attorney. See judgment collection if you've already won in court.
Not legal advice. This page is general information, not legal advice, and laws, court rules and dollar limits change. CollectionPlacement is a referral service, not a law firm or collection agency, and we don't list or endorse specific local agencies here. Confirm details with a licensed attorney in the relevant state.
Frequently asked questions
Is it worth placing small balances from event clients?
It can be, especially with an agency that offers flat-fee or low-minimum programs for small balances. Act quickly, because short-term clients can be hard to locate later.
How much does a collection agency charge in Orlando?
Most agencies work on contingency, keeping a percentage of what they recover. The rate depends on the age, size and type of the debt and on volume, not on the city. Get the rate schedule in writing.
Do I need a Orlando agency, or can a national agency collect there?
Either can work. What matters is that the agency is licensed or registered where Florida requires it, handles your debt type and can forward the account to a Florida attorney if needed.
Can CollectionPlacement help if I'm the one being collected from in Orlando?
No. We only work with creditors. Consumers should look at CFPB debt-collection resources or a local bar referral service.
Free, no obligation
Get matched with a collection partner
Tell us about your receivables. We'll review and introduce you to vetted agencies or collection attorneys suited to your debt type, size and state.