Free templates & downloads
Free collection templates for creditors (DOCX & PDF)
Download an editable business credit application and demand letter, or copy our final notice letter and use the late fee calculator. Free, no sign-up.
Downloads
Online templates and tools
Final notice letter template
A firm last reminder before you send an unpaid invoice to collections.
Demand letter template
A formal demand for payment of money owed, sent before small claims or suit. Also available as DOCX and PDF.
Business credit application template
A printable trade credit application with section-by-section notes and collection-friendly terms. Also available as DOCX and PDF.
Late fee & interest calculator
Estimate monthly late charges, simple interest or a flat fee on a past-due invoice.
Not legal advice. These templates are general starting points, not legal advice, and may not suit your state, industry or situation. Laws on interest, late fees, attorney's fees, guaranties and consumer debts vary by state and change over time. Have an attorney review them before use. CollectionPlacement is a referral service, not a law firm or collection agency.
Need more than a letter? See B2B debt collection or get matched with a collection agency or attorney.
Frequently asked questions
Are these templates free?
Yes. Download and adapt them for your business at no cost, with no sign-up.
Are these templates legal advice?
No. They are general starting points. Have an attorney adapt them to your state, industry and situation before relying on them.
Can I use the demand letter for a consumer debt?
It's written for business debts. Consumer debts are subject to additional federal and state laws, so get legal review first.
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